We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders.  The relationship with our lenders, combined with our low overhead, allow us to provide clients with outstanding service and great rates.


About Us

Markets Served

Lightning Mortgage Inc.  NMLS#111621
Phone: 201-535-4400  Fax:800-530-6219  Email: info@lightningmort.com

We have served clients through tout Connecticut, New Jersey, and New York.  Some of the places we have helped clients are: Jersey City, Hoboken, Kearny, Harrison, New York, Bergen County,  Burlington County, Camden County, Essex County, Hudson County, Hunterdon County, Mercer County, Middlesex County, Monmouth County, Morris County, Ocean County, Passaic County,  Somerset County, Sussex County, Union County and Warren County.


Headquartered in Jersey City

Specializing in Hoboken, Kearny, Harrison and New York

Prime Borrowers

Most of our clients have good credit, good income and a substantial downpayment.  They have worked hard to be best positioned to get a mortgage and we make sure that they get the mortgage that they deserve.  We have programs that offer below market terms for above average borrowers.

Low to No Downpayment

We have a variety of low/no downpayment programs.  The property needs to be your primary residence and there are other borrower specific and location specific requirements.

Low Credit Score

We work with lenders that will finance clients well below the industry standard of a 640 FICO score.  In addition, we can get mortgages for clients that have exited bankruptcy in as little as 12 months ago.


New Construction and Renovation

Planning on buying a newly constructed home? Our brokers can offer special financing and rates through construction completion.